Retirement Is Complicated. 
We Make It Clear.

We help federal employees understand every option before making irreversible decisions.

Solving the Retirement Puzzle

Your retirement package is more complex than it looks. Between your 401(k), TSP, pension, Social Security, health insurance, Medicare, and survivor benefits, there are dozens of decisions to make and some of them are irrevocable.

That's where we come in. United Benefits retirement specialists research your specific employee retirement system and help you understand every piece of the puzzle, from your first day on the job through your last day of retirement. We help you:

  • Calculate your pension and optimal retirement date

  • Develop TSP, 401(k), and IRA strategies that fit your goals

  • Build guaranteed lifetime income streams

  • Navigate Social Security timing and strategies

  • Understand Medicare and health insurance options

  • Evaluate survivor annuity options and FEGLI decisions

  • Complete retirement paperwork correctly the first time

Get The Full Picture Before You Decide

Many employees make retirement decisions without fully understanding their options and those choices can cost thousands over a lifetime. Whether you're decades from retirement or counting down the months, our one-on-one consultations and retirement classes give you the clarity you need.

Fill out the form to get started with a free consultation. We'll answer your questions and help you maximize every benefit you've earned.

ADDRESS 3295 County Road 47 | Florence, AL 35630

PHONE | 866-558-2121