United Benefits

HSAs and Tax Savings

Setting aside money in a Health Savings Account (HSA) can help you financially prepare for medical expenses while also taking advantage of...

Affordable Care Act and Cost Sharing Reduction

Affordable Care Act and Cost Sharing Reduction The Affordable Care Act (ACA) offers two types of subsidies to help reduce insurance premiums and...

FEHB Open Season FAQs: What You Need to Know

Open Season for the Federal Employees Health Benefits (FEHB) program an important time for governmental employees. To help you navigate this period,...

2024 Open Season

Key Dates for FEHB and PSHB Open Season The Federal Employees Health Benefits (FEHB) and Postal Service Health Benefits (PSHB) open season for...

How to Appeal Your Part B Premium

Not everyone has the same premium for their Medicare Part B Insurance. The Centers for Medicare and Medicaid Services (CMS) sets a standard premium...

Medicare Advantage Misinformation – Get the Facts

Medicare Advantage is a topic rife with misinformation and misconceptions. Some of this misinformation is fueled by political agendas, while other...

FEHB and Improved Fertility Coverage

In early 2023, the Office of Personnel Management (OPM) addressed the need for better fertility treatment options within the Federal Employees...

Understanding the Postal Service Reform Act of 2022 and Its Impact on Health Benefits

In April 2022, the Postal Service Reform Act of 2022 (PSRA) was enacted, marking the start of a collaborative effort between the Office of Personnel...

Have You Protected Your Most Valuable Asset?

Have you protected your most valuable asset? (Hint: it's not your home or even your Thrift Savings Plan account!) When we think of insurance,...

Thrift Savings Plan: Mid-Year Update

From benchmark index updates to enhanced withdrawal flexibility, here’s what you need to know about changes to the Thrift Savings Plan (TSP). I Fund...

Should I Be Contributing to the ROTH TSP?

Some of the most common questions about the Thrift Savings Plan involve the ROTH option. Federal employees want to know if it could be a good option...