UNITED BENEFITS BLOG
Protecting your paycheck. Protecting your life. Protecting your retirement.
When Should Federal Employees Take Social Security?
When is the best time to claim Social Security retirement benefits for federal employees and retirees – 62, full retirement age, or 70?
Latest Forecast for 2027 COLA for Social Security, FERS, and CSRS
Updated projections suggest the Cost-of-Living Adjustment (COLA) for 2027 Social Security retirement benefits and federal pensions will likely be between 3.0% and 4 percent.
OPM Interim Payments: What Federal Retirees Receive Before Full Annuity
Most federal retirees don’t receive their full pension on day one. OPM pays an interim amount while it processes your claim. Here is how that payment is calculated, when it starts, how long it lasts, and how to prepare financially.
Mandatory Roth TSP Contributions for High-Earners at Federal Agencies
For tax year 2026, new rules require certain high-earning federal employees to make their Thrift Savings Plan (TSP) catch-up contributions into a Roth account.
Federal Retirement Following “Fork in the Road” and Restructuring Efforts
The past year has brought major changes across the federal workforce. Learn how the recent downsizing of federal agencies has impacted the retirement process and employee morale.
FEGLI Life Insurance: Eligibility, Enrollment, and Alternatives
How well do federal employees and retirees really understand their group life insurance policies? Here’s the breakdown for adding, changing, and dropping coverage.
Celebrating Public Service Recognition Week 2026
This week, May 4 to 8th, is Public Service Recognition Week (PSRW 2026). From the whole team at United Benefits, we wanted to say thank you to all government workers who serve our country!
Managing Income Sources in Retirement: FERS, TSP, and Social Security
Learn about the three main income sources for federal retirees and how to properly manage them: the FERS pension, TSP and other retirement savings, and Social Security benefits.
Are You On Track for Future Retirement from the Federal Government?
Milestones, estimates, and strategy – how federal employees can check if they’re staying on top of their retirement goals.
Tips to Help Prevent Water Damage from Frozen Pipes
When an arctic blast or winter storm hits, frozen pipes can quickly turn into costly water damage. Cold weather is one of the most common causes of...
Government Shutdown FAQ
We're answering your questions. This FAQ is built from OPM's Guidance for Shutdown Furloughs as well as the questions you've asked us. Still have a...
Understanding the Medicare Extra Help Program for Part D
The Medicare Extra Help program was created to assist beneficiaries with the costs associated with prescription drug coverage, including premiums,...
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