DENTAL CARE FOR YOU AND YOUR FAMILY
Looking after your teeth is an important aspect of general health, but it’s not always covered by standard insurance. Dental insurance plans provide access to a number of benefits not available under your standard medical plan, from treatments and emergency services to check-ups and preventative care.
What is dental insurance?
Dental insurance helps protect the oral health of you and your family. Dental insurance covers regular check-ups and examinations, scheduled treatments, and emergency dental services. Specific plans will have different coverages and benefit amounts. Like with general health insurance products, these benefits are available when you pay a monthly premium.
Do I need dental insurance?
Dental care and issues affect absolutely everyone throughout their lives. People with dental coverage are more likely to visit the dentist on a regular basis. Tooth and gum problems are less likely to occur if you have regular preventative treatment.
Not only does going to the dentist regularly promote good oral health, but it also helps to support your general health as you get older. For example, poor dental health increases the risk of diabetes and cardiovascular disease.
What is covered by supplemental dental insurance?
There are multiple coverage types and options for dental insurance depending on your needs. Depending on the plan in question, this may consist of a range of preventative and emergency services.
Typical preventative services include regular check-ups, X-rays, other examinations, cleanings, fillings, and dental implants.
Emergency procedures include all dental problems that require immediate treatment to stop bleeding, reduce severe pain, or save your teeth. Emergency dental care also covers severe infections, some of which can be life-threatening. A United Benefits Specialist will walk you through your coverage options.