UNITED BENEFITS BLOG
Protecting your paycheck. Protecting your life. Protecting your retirement.
Interim Pay Status: Are you prepared to go months in retirement without full pay?
Are you prepared to go months in retirement without full pay? Processing your annuity cannot begin until after your date of separation from your...
FEHB & Medicare
What are my options for coordinating FEHB and Medicare in retirement? There are three primary options for coordinating your FEHB benefits and...
Understanding Pre-Existing Conditions and Your Insurance
What is a Pre-Existing Condition? A pre-existing condition refers to any illness or injury you had before enrolling in a health insurance plan....
Affordable Care Act and Cost Sharing Reduction
Affordable Care Act and Cost Sharing Reduction The Affordable Care Act (ACA) offers two types of subsidies to help reduce insurance premiums and...
FEGLI: Understanding the Costs and Coverage Changes
1. Cost Increases Dramatically Over Time One of the most significant drawbacks of FEGLI is the escalating cost. As you age, premiums increase...
What is Military Buyback?
What is Military Buyback? Military buyback allows federal civilian employees who have served in the military to "buy back" that service time for...
Medical Expenses and Retirement Planning
Retirement planning is a complex process, and everyone’s financial goals are different. There is no “one-size-fits-all” solution. One crucial aspect...
FEHB Open Season FAQs: What You Need to Know
Open Season for the Federal Employees Health Benefits (FEHB) program an important time for governmental employees. To help you navigate this period,...
FEHB & Retirement
If you meet the retirement or separation from service requirements and have maintained your FEHB for five years, you will be eligible to maintain...
Fork in the Road Update: Early Retirement Now Available for Eligible Employees
The Office of Personnel Management has updated its FAQ section about the "Fork in the Road" Deferred resignation offer to include information on...
HSAs and Tax Savings
Setting aside money in a Health Savings Account (HSA) can help you financially prepare for medical expenses while also taking advantage of...
2024 Open Season
Key Dates for FEHB and PSHB Open Season The Federal Employees Health Benefits (FEHB) and Postal Service Health Benefits (PSHB) open season for...
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