United Benefits - Budget Calculator

Budget Calculator


Am I spending more money than I’m making?

Knowing how much money is coming in versus how much is going out is crucial to your financial planning. Most of us never take the time to create a budget or track our spending habits. This can lead to credit card debt, financial penalties, and, most of all, a feeling of being overwhelmed by your money.

Taking control of your finances starts with two things: a budget and a plan. This budget calculator can help with the first, and United Benefits Specialists can help with the latter. We can analyze your current situation, evaluate your needs and goals, and put together a plan specifically for you. Schedule a consultation to learn more.

Fill Out the Form to Use the Budget Calculator


Woman creating a budget

TSP Roth Conversions in 2026 for Federal Employees

For federal employees, planning for retirement often comes with unique financial considerations. As 2026 approaches, many are re-evaluating their long-term tax strategies, particularly regarding Thrift Savings Plan (TSP) Roth conversions. The upcoming changes in...

read more

TSP Withdrawal Strategies for Retirement in Maryland

For federal employees in Maryland, the Thrift Savings Plan (TSP) is one of the most valuable benefits available for retirement. It represents years of disciplined saving, matching contributions, and strategic investment growth. But as you approach retirement in 2025...

read more

Federal Life Insurance Review in 2024

As you approach retirement from federal service, one of the most important financial questions to consider is whether to keep, reduce, or cancel your Federal Employees’ Group Life Insurance (FEGLI) coverage. At United Benefits, we specialize in helping federal...

read more

Subscribe to Updates

Subscribe to be notified about webinars, product updates, and in-person events.