United Benefits

Legacy Planning: The Fifth Piece of the Retirement Puzzle

As a Federal Employee you have earned and created many benefits. If or when you pass away some of the benefits are designed to take care of your...

FEHB & Medicare: The Fourth Piece of the Retirement Benefit Puzzle

FEHB & Medicare Federal Employee Health Benefits (FEHB) and Medicare work together to form a crucial piece of your retirement benefits puzzle....

Thrift Savings Plan: The Third Piece in the Retirement Benefits Puzzle

Your Thrift Savings Plan (TSP) will generally be used as a third source of income after Social Security and your pension. The TSP has the most...

Understanding Social Security for Federal Employees: The Second Piece of the Retirement Puzzle

Social Security is a fundamental piece of your retirement income puzzle. It is a guaranteed lifetime payment, and one of three payments that make up...

FERS & CSRS Monthly Annuities: The First Puzzle Piece of the Retirement Benefits Puzzle

Monthly Annuities Your pension, also called a monthly annuity, is the fundamental basis for your overall retirement income. Most federal employees...

The Retirement Benefits Puzzle

We all look forward to our retirement, but as we approach our last day of work anxiety kicks in. Can I afford to retire? How much money will I...

How Thrift Savings Plan Matching Works

Are you taking advantage of Thrift Savings Plan matching? For FERS employees, the matching inside the Thrift Savings Plan is the greatest advantage...

What is the difference between Traditional TSP & ROTH TSP?

Although the ROTH option has been available in the Thrift Savings Plan since 2012, I’ve found that most federal employees do not understand...

Understanding the Basics of Whole Life Insurance

When it comes to protecting your family with life insurance, many people turn to Whole Life policies for their unique features such as consistent,...

How To Take Control of Your Budget in 2021

By: Ryan Boggus Have you ever taken a look at your bank account and thought, “Where does it all go?!” If so, you are not alone. Most of us never...

5 Things To Consider Before Retiring From Federal Service

There are many factors related to retiring from federal service, and it is never too early to start planning. But where do you begin? 1. When Can I...