Affordable Care Act and Cost Sharing Reduction The Affordable Care Act (ACA) offers two types of subsidies to help reduce insurance premiums and out-of-pocket healthcare costs. The first is Federal Premium Subsidies, which is an advance tax credit that lowers the cost...
Open Season for the Federal Employees Health Benefits (FEHB) program an important time for governmental employees. To help you navigate this period, we’ve put together answers to frequently asked questions. If you still have questions, feel free to contact a United...
Key Dates for FEHB and PSHB Open Season The Federal Employees Health Benefits (FEHB) and Postal Service Health Benefits (PSHB) open season for changing existing plans, or adjusting levels and types of coverage, runs from November 11 to December 9. This period applies...
Not everyone has the same premium for their Medicare Part B Insurance. The Centers for Medicare and Medicaid Services (CMS) sets a standard premium each year, which is what the majority of beneficiaries pay. However, about 8% of people actually pay a higher premium...
Medicare Advantage is a topic rife with misinformation and misconceptions. Some of this misinformation is fueled by political agendas, while other aspects are propagated by individuals or entities with vested interests in promoting Medigap or Medicare Supplement...
