Retirement Planning Archives - United Benefits
How to Become a Millionaire with Your TSP

How to Become a Millionaire with Your TSP

Becoming a millionaire may seem like a daunting task, but with careful planning and a long-term perspective, it is possible to reach this financial milestone. One way to work towards becoming a millionaire is by saving and investing through the Thrift Savings Plan...
How to Prepare for Long-term Care: What Are My Options?

How to Prepare for Long-term Care: What Are My Options?

Preparing for long-term care expenses is an important part of your retirement planning process. It’s not an enjoyable topic to discuss, but it is necessary. In the US, someone who turns 65 today has a 70% chance of needing some type of long-term care as they...
The SECURE ACT 2.0: A Retirement Gamechanger

The SECURE ACT 2.0: A Retirement Gamechanger

The SECURE 2.0 Act is designed to help Americans bolster their retirement savings and strengthen their financial security. Here’s what you need to know about the SECURE 2.0 Act of 2022. Key Provisions of the SECURE 2.0 Act Increase Required Minimum Distributions (RMD)...
Post-Retirement: Final Destination

Post-Retirement: Final Destination

You did it! You completed your federal career and have transitioned into retirement. A hearty congratulations are in order. You worked hard, and now a new journey begins. With that journey comes a few decisions about your benefits. The topics below cover the main...
Pre-Retirement: Are We There Yet?

Pre-Retirement: Are We There Yet?

Determining Retirement Qualifications Monthly Annuity Pension Your FERS or CSRS monthly annuity is also referred to as your pension. It’s the first of three paychecks that make up your retirement income. Your pension is determined by your paycheck and years of service...