1. Cost Increases Dramatically Over Time One of the most significant drawbacks of FEGLI is the escalating cost. As you age, premiums increase steeply, making the program much more expensive. For many federal employees, this cost spike can strain retirement budgets....
Whether you are preparing for the future or if your loved one was a federal employee, it can be difficult to sort through the various processes and systems associated with federal benefits. United Benefits representatives are available to help you through a difficult...
After the age of 65, long-term care planning becomes a cornerstone of maintaining your quality of life and independence. As you age, the likelihood of requiring assistance with daily activities or medical care increases. Planning for long-term care is not just about...
The Need for a Solid Plan As you approach your mid-50s to early 60s, it’s crucial to plan for long-term care. This is the time to consider various care options and prepare both financially and emotionally for future healthcare needs. Key Points to Consider...
Early Planning: A Wise Choice Looking at long-term care planning before you turn 50 is a proactive step that can significantly ease your future. It’s about preparing both financially and emotionally for potential health care needs. Understanding Medicare’s...
While the importance of having a life insurance policy may seem obvious, there are several common life insurance myths that keep people from protecting themselves. These misconceptions may stop people from getting the coverage they need to help provide for their...
