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Planning Ahead for Long-Term Care Before Age 50

Planning Ahead for Long-Term Care Before Age 50

Early Planning: A Wise Choice Looking at long-term care planning before you turn 50 is a proactive step that can significantly ease your future. It’s about preparing both financially and emotionally for potential health care needs. Understanding Medicare’s...
Selecting a Federal Dental Plan

Selecting a Federal Dental Plan

Federal Dental Plans 101 Federal dental plans can be added, dropped or changed during each annual enrollment period.  Federal employees, federal annuitants, survivor annuitants, TRICARE eligible individuals, and compensationers are eligible to receive dental benefits...
Insurance Case Study: Married and Retired with Grown Children

Insurance Case Study: Married and Retired with Grown Children

Meet Amy and Jason, a couple in their mid-60s, who have recently retired after fulfilling careers. Their kids have grown up, moved out, and started families of their own. With their newfound freedom, Amy and Jason are excited to embark on their long-planned travels...
2024 Brings New Medicare Part D Options for FEHB Plan Members

2024 Brings New Medicare Part D Options for FEHB Plan Members

In a significant update for 2024, the Office of Personnel Management (OPM) has enhanced the Federal Employees Health Benefits (FEHB) program by integrating more Medicare Part D options. This initiative, driven by OPM’s encouragement earlier in 2023, aims to...
Insurance Case Study: Married with One Income and Two Children

Insurance Case Study: Married with One Income and Two Children

Meet Conner and Liz, a couple in their early 40s, happily married with two young children. Conner is the sole income earner, bringing home $80,000 per year, while Liz has chosen to be a stay-at-home mom, dedicating her time to taking care of their kids. With average...