The Medicare Extra Help program was created to assist beneficiaries with the costs associated with prescription drug coverage, including premiums, copays, and deductibles. If you’re eligible for a Medicare prescription drug plan and believe you may qualify for the...
Medicare Supplement Insurance plans, also known as Medigap plans, are designed to fill the “gaps” left behind by Original Medicare. These gaps include out-of-pocket costs like deductibles, copayments, and coinsurance. There are 10 Medigap plans available,...
If you meet the retirement or separation from service requirements and have maintained your FEHB for five years, you will be eligible to maintain FEHB coverage into retirement. This is a valuable part of your retirement package, as it provides the same coverage you’re...
What are my options for coordinating FEHB and Medicare in retirement? There are three primary options for coordinating your FEHB benefits and Medicare in retirement. All options provide excellent health coverage, and United Benefits has Medicare specialists who can...
Retirement planning is a complex process, and everyone’s financial goals are different. There is no “one-size-fits-all” solution. One crucial aspect of retirement planning is accounting for medical expenses, as healthcare needs typically increase with age....
Not everyone has the same premium for their Medicare Part B Insurance. The Centers for Medicare and Medicaid Services (CMS) sets a standard premium each year, which is what the majority of beneficiaries pay. However, about 8% of people actually pay a higher premium...
