Retirement planning is a complex process, and everyone’s financial goals are different. There is no “one-size-fits-all” solution. One crucial aspect of retirement planning is accounting for medical expenses, as healthcare needs typically increase with age....
Not everyone has the same premium for their Medicare Part B Insurance. The Centers for Medicare and Medicaid Services (CMS) sets a standard premium each year, which is what the majority of beneficiaries pay. However, about 8% of people actually pay a higher premium...
Medicare Advantage is a topic rife with misinformation and misconceptions. Some of this misinformation is fueled by political agendas, while other aspects are propagated by individuals or entities with vested interests in promoting Medigap or Medicare Supplement...
In April 2022, the Postal Service Reform Act of 2022 (PSRA) was enacted, marking the start of a collaborative effort between the Office of Personnel Management (OPM) and the United States Postal Service to introduce the Postal Service Health Benefits (PSHB) Program....
Receiving unsolicited calls about Medicare can become overwhelming as you near 65, with some people reporting up to 50 calls a day. These calls often come from blocked, unknown, or spam-labeled numbers. However, there are effective measures you can take to minimize...
In a significant update for 2024, the Office of Personnel Management (OPM) has enhanced the Federal Employees Health Benefits (FEHB) program by integrating more Medicare Part D options. This initiative, driven by OPM’s encouragement earlier in 2023, aims to...
