The Department of Veterans Affairs has recently made a landmark announcement: every World War II veteran is now entitled to comprehensive VA health care and nursing home services without any cost. This includes all individuals who served at any time from December 7,...
If you are a veteran, you may have access to VA Medical Benefits or Tricare, depending on the duration of your military service. Knowing how VA Medical Benefits and Tricare work with Medicare is very important. It’s just as important to know how each work with...
Understanding How Your Insurance Covers Prescription Drugs Whether you have your health insurance through FEHB, Tricare, Medicare, Affordable Care Act, or a spouse’s group plan, prescription costs can be a concern. If you take any medication, it is important to know...
What is IRMAA? IRMAA stands for income-related monthly adjustment amount. An IRMAA is applied to a Medicare beneficiary’s Part B and D premiums based on their modified adjusted gross income (MAGI) from their income tax return of the previous two years. If a...
What is the BENES Act? The Beneficiary Enrollment Notification and Eligibility Simplification Act, also known as the BENES Act, was designed to help those who are Medicare eligible but are not collecting social security. The BENES Act was signed into law in 2020 and...
Applying for Medicare can be confusing depending on your specific situation. It is important to know how to apply based on the timing of your situation. If you are collecting social security… If you are collecting social security, you will automatically be...