The Thrift Savings Plan (TSP) is one of the few parts of your federal retirement that you directly control, which makes contribution mistakes especially costly. How the Agency Match Works If you are a federal employee covered under FERS, your agency contributes to...
Most federal employees are enrolled in FEGLI from the moment they start their job. That automatic enrollment is one of the program’s biggest advantages. There’s no medical exam, no underwriting, just coverage. But convenience at the start does not mean the same...
The 2027 federal pay raise has been announced. Here’s what civilian and military federal employees need to know: the percentage, your new GS pay, effective date, and what it means for your retirement. Quick Summary: The White House submitted its 2027...
Learn exactly how the FERS annual leave lump sum payout is calculated, taxed, and timed at federal retirement to maximize your check. Quick Summary When you retire, all unused annual leave is paid out as a single lump-sum check. The payout is based on your hourly...
Quick Summary If you work at the IRS or SSA, you can no longer take advanced leave. This means if a medical emergency, serious illness, or unexpected life event comes up, you cannot borrow against future leave you haven’t earned yet. This article explains what...
