The passing of a loved one is a difficult time, and the process of dealing with the aftermath can be overwhelming. If you’re the beneficiary of a federal employee, it’s important to know what steps to take to ensure that you receive all the benefits...
Preparing for long-term care expenses is an important part of your retirement planning process. It’s not an enjoyable topic to discuss, but it is necessary. In the US, someone who turns 65 today has a 70% chance of needing some type of long-term care as they...
The Difference Between Inpatient and Outpatient Procedures It’s essential to understand the difference between inpatient and outpatient care, especially when it comes to knowing how your insurance covers claims and what you’ll have to pay out of pocket....
Great news! The University of North Alabama (UNA) has joined forces with the U.S. Office of Personnel Management as part of the Federal Academic Alliance. This makes UNA one of only a few colleges in the country to offer reduced tuition rates to over 2 million federal...
What is the BENES Act? The Beneficiary Enrollment Notification and Eligibility Simplification Act, also known as the BENES Act, was designed to help those who are Medicare eligible but are not collecting social security. The BENES Act was signed into law in 2020 and...