Why Accident Insurance is Crucial for Your Financial Safety Net It’s the perfect time to think about securing your future with Accident Insurance. Whether you’re a government employee, a federal employee, or a private sector, this often-overlooked policy...
Understanding How Your Insurance Covers Prescription Drugs Whether you have your health insurance through FEHB, Tricare, Medicare, Affordable Care Act, or a spouse’s group plan, prescription costs can be a concern. If you take any medication, it is important to know...
How to Read a Summary of Benefits and Coverage When the Affordable Care Act was introduced, regulators wanted to make things as easy as possible for consumers, so they included a section to summarize the benefits and coverage for each plan. If you’re evaluating health...
How Does Hospital Indemnity Insurance Work? Many Americans suffer from financial hardship after being hospitalized. Fortunately, hospital indemnity insurance can help you protect your finances, avoid medical debt, and cover basic living expenses after a major...
What is IRMAA? IRMAA stands for income-related monthly adjustment amount. An IRMAA is applied to a Medicare beneficiary’s Part B and D premiums based on their modified adjusted gross income (MAGI) from their income tax return of the previous two years. If a...
