Setting aside money in a Health Savings Account (HSA) can help you financially prepare for medical expenses while also taking advantage of significant tax savings. Unlike Flexible Spending Accounts (FSAs), any unused funds in an HSA at the end of the year roll over...
Affordable Care Act and Cost Sharing Reduction The Affordable Care Act (ACA) offers two types of subsidies to help reduce insurance premiums and out-of-pocket healthcare costs. The first is Federal Premium Subsidies, which is an advance tax credit that lowers the cost...
Key Dates for FEHB and PSHB Open Season The Federal Employees Health Benefits (FEHB) and Postal Service Health Benefits (PSHB) open season for changing existing plans, or adjusting levels and types of coverage, runs from November 11 to December 9. This period applies...
Have you protected your most valuable asset? (Hint: it’s not your home or even your Thrift Savings Plan account!) When we think of insurance, Homeowner’s or Car Insurance often comes to mind first. However, many overlook the need to protect something that could...
As an employee within the Executive branch or an agency adopting the Federal Flexible Benefits Plan, you’re presented with a valuable opportunity: participation in the federal Flexible Spending Account program. FSAs are a powerful way to manage your healthcare...
Personalized Insurance Solutions Whether you are looking for individual health, Medicare, home and auto, or life insurance, there are many reasons to work with a dedicated independent agent. Your Needs Come First Independent agents are going to look out for you and...
