How Accident Insurance Works Accident insurance will help you pay for out-of-pocket and medical costs that you may be liable for after an injury from an accident. This includes hospitalizations, emergency treatment, medical exams, and other expenses like lodging and...
Just Starting Out Maria is a 25-year-old administrative worker who is earning $70,000/year gross and has about $30,000/year in fixed expenses. These include car payments, rent, and student loans. She spends the rest of her earnings on living and entertainment...
Double Income, No Kids: An Insurance Case Study Sam and Sarah are in their 30s and are both working. Sam makes $70,000 per year and Sarah makes $90,000 per year. They don’t currently have children, but they want to buy a home and start a family. They have saved...
Do I need both health insurance and supplemental insurance? What’s the difference? Health insurance will help pay for your routine and emergency medical expenses. You may think it covers everything, but you could be in for a shock when you receive your bill....
Do You Need Short-Term Disability Insurance? Short-term disability insurance can benefit almost everyone, especially those who depend on their regular paycheck to cover their living expenses. A minor injury can take you out of work – if you must go on unpaid leave,...
How Does Critical Illness Insurance Work? If you were to encounter a stroke, heart attack, or cancer, the consequences could drastically affect your finances. It pays to be prepared and to take out critical illness insurance just in case. What is this insurance, and...
